Chris Doering Mortgage to Sponsor FWAA All-America Team and Steve Spurrier First Year Coach Award

Gainesville, FL – July 29, 2021 – Chris Doering Mortgage has teamed up with the Football Writers Association of America (FWAA) for the sponsorship of its 2021 Freshman All-America Team including establishing Doering’s former coach, Steve Spurrier, as the namesake of the FWAA First-Year Coach Award. This will be the 21st straight season in which the FWAA has named a Freshman All-America Team and the 20th consecutive year for the First-Year Coach, although the first time with a namesake for the award. Notable and recent past winners include Spurrier himself in 2005 with South Carolina, Notre Dame’s Tyrone Willingham (2002), Boise State’s Chris Peterson (2006), Oregon’s Chip Kelly (2009), Florida State’s Jimbo Fisher (2010), Ohio State’s Urban Meyer (2012), Auburn’s Gus Malzahn (2013), Oklahoma’s Lincoln Riley (2017), UCF’s Josh Heupel (2018), Ohio State’s Ryan Day (2019) and Colorado’s Karl Dorrell… Read More

Homeownership: The Benefits May Surprise You

Your home is more than just where you lay your head and where your heart is — it’s also one of the most significant financial investments you will ever make. While some of the advantages of homeownership are immediately apparent, there are some you may not think about as you consider purchasing a home.  Aside from being a place to create treasured memories with your family, owning a house offers many financial benefits, and these advantages aren’t limited to tax season. June is National Homeownership Month, so it’s the perfect time to learn about why owning a home is a smart investment you can make for your future.  Homeownership Financial Benefits Build Wealth Owning a home allows you to build your wealth over time as you strengthen your financial future. In a strong economy, home values increase, so owning a… Read More

How to Build Your Home Buying Dream Team

If you are a potential home buyer who is unfamiliar with the industry, it can be overwhelming to know the processes’ inner workings and how it all fits together to take you from the mortgage pre-approval to move-in day at your new house. But, just as with football games, it takes a passionate, competent group of people working together behind the scenes toward a favorable outcome. These people make all the difference because without them, buying a home would be stressful, intimidating, and downright frustrating. Read on to learn who should be on your home buying dream team and how these important players make your home buying experience a positive one.  The 6 People You Need in Your Home Buying Line-Up  The Real Estate Agent  As the person who may hold the key to showing you your dream home, your… Read More

The What, Why, and How to Refinance Your Home Loan

A few months ago, we had a blog Should I Be Refinancing My Home Mortgage? Today, the answer is clear: yes. The current market is prime for refinancing on home mortgage loans. The mortgage refinancing market hinges on further economic data in the global market. However, a major market mover comes biologically. In the midst of growing coronavirus (COVID-19) fears all over the globe, it has investors retreating to safer investments. As average mortgage rates continue to unwind (parallel to the 10-year treasury yield) to recent history record lows, it shapes up to be an opportunity for those with a current mortgage through refinancing. So far, according to the Mortgage Bankers Association, refinancing applications are up 165% on the year. What Is Refinancing? Refinancing is a refresh that gives you a new mortgage with lower monthly payments, a lower interest… Read More

Be a Better Home Buyer

Buying a home is a great step for you and your family but also a large financial commitment. When purchasing a home, how do you know you’re getting the best deal? How do you know that agent isn’t taking advantage of you and your money? How do you know that this house is a good investment? All of these thoughts and fears are normal, but the best thing to know is that you’re not alone in this. You have a team of individuals involved in the buying process. Often, deals will include a closing agent, a real estate attorney, a real estate agent, and us, a mortgage loan officer. While it’s a team effort with everyone to make the deal happen, there are key things that you as a home buyer can keep in mind to give you an edge… Read More

A Beginner’s Guide to Home Equity

Simply put, home equity is the interest a homeowner holds in their property based on the current market value minus what they owe on the home. A basic formula for home equity might look something like this: Home Value – Owed Amount = Home Equity Home equity should always be considered as an asset that can be used in the future, but also never taken for granted. Home equity doesn’t rise overnight either and should be treated as a long-term asset that slowly appreciates. However, home equity can also decrease. There are a couple of ways you can increase and decrease your home equity. Ways to Increase Your Home Equity A larger down payment: The general standard for down payments on a home is 20% of the value, but what if you put down more? Even a one or two… Read More

MENU