When it comes to buying a home and securing a mortgage, bad credit can make it difficult to get a decent interest rate, which results in higher costs for you. Fortunately, there are some steps you can take to increase your credit score before applying for a mortgage. Improving your credit score by even 50 points can lead to significant savings in the long run. Read on for 4 simple steps to improve your credit standing. Improving Your Credit If your credit score is too low, you may not be able to qualify for a mortgage in the first place. Most mortgage lenders have a minimum that borrowers must meet to work with them, so borrowers with below-average credit stand to gain the most by improving their scores. Even good credit scores can stand to save thousands of dollars by… Read More
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