While we say it often, this 2020 election cycle really has been one of the most turbulent and challenging in recent history. There’s heightened political attention from the national level all the way down to local elections. But what does this mean for mortgage rates? We’ll start by taking a look at the role of […]
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At Chris Doering Mortgage we believe that the process of getting a mortgage shouldn’t be overwhelming or confusing. On this blog you’ll find helpful tips about every aspect of the mortgage process as well as exciting news about our team. To make things easier you can filter our posts using the buttons below and if you can’t find what you’re looking for we are just a phone call away.
With record low interest rates inspiring confidence in the real estate market, it may be an ideal time to consider refinancing your current mortgage loan if you wish to lower your interest rate and payment, shorten the term of your loan, get cash out for home improvements or consolidate higher interest debt.
The two most popular home loan programs are the FHA loans and the conventional loan. Both can be great options for first-time homebuyers, but each offer pros and cons. At Chris Doering Mortgage, our loan experts are knowledgeable on a range of home loan programs. Here, we outline the key differences between these two home […]
When you’re considering buying a new home, the process can seem overwhelming. Where should you even begin? The process can be confusing and seem daunting to get started. We have some tips on what you should do to jumpstart the process and get on the road to purchasing a home: Strengthen Your Credit Score Getting […]
Guide to Veterans Home Loans In 1944, the United States government created a veterans home loans program to assist returning service members in purchasing homes. Since then, over 21 million veterans and their families have benefited from the program. In 2015, the total number of veteran home loans was 631,142. That number represents the highest total in the history […]
Fluctuation Of Mortgage Interest Rates Can Happen For Many Reasons The home buying process is full of important numbers. Mortgage interest rates can be the most important of the group since they have an important impact on your monthly payment. They can fluctuate throughout the process of deciding to buy a home. But what causes […]
Home Buyers Can Use a Mortgage Payment Calculator to Predict Monthly Payments Using a mortgage calculator can help eliminate some of the anxiety that comes with the mortgage process and searching for a new home. There are always questions about how much you can afford to spend on a house. An easy way to be comfortable […]
Mistakes Made During the Home Loan Process Buying a home is one of the best experiences of your adult life. However, the mortgage process can be one of the more confusing and frustrating things that you will go through. In a best-case scenario, it can take weeks to gain approval for a home loan and […]
The Top Reasons for an FHA Loan Rejection As a first time home buyer or even as a seasoned one, you may find that there are still terms or processes that need further explanation. Today, we will be discussing potential reasons why a prospective homeowner might get denied for an FHA loan. Although the reasons […]
Protect Your Credit With These Seven Effective Tips In the current economic climate, credit is more important than ever in the process of lender decision-making. Unfortunately, credit is also more vulnerable than ever to being stolen, tampered with, or breached due to the widespread accessibility of the Internet and significant advances in modern technology. When […]