VA Loans

Chris Doering Mortgage specializes in many types of home loans—including Veterans loans. In 1994, the United States Government started a loan specifically for returning service military members. VA loans are guaranteed by the U.S. Department of Veterans Affairs.

As lending requirements become tighter for many different loans, VA loans help millions of veterans and their families afford and finance a new home.

Military homebuyers have served our country with bravery and honor. Because of this, Chris Doering Mortgage helps these military members and their families afford the home of their dreams. To talk to a loan specialist today in the Gainesville, Florida area about VA loans, call Chris Doering Mortgage today.

VA Loan Requirements

Just like many home loans, there are specific requirements and criteria needed in order to qualify for a VA loan. You may be eligible if you meet one or more of the following criteria:

  • You have served 90 consecutive days of active service during wartime
  • You have served 181 days of active service during peacetime
  • You have served more than six years in the National Guard or Reserves
  • You are the spouse of a service member who has died in the line of duty or as a result of a service-related disability

Why Choose a VA Loan?

A VA loan has many benefits to homebuyers—including those purchasing a home for the first time. With a VA loan, you can expect benefits such as:

  • No down payment. Service members and their family can save money and can finance 100 percent of the home’s value.
  • No private mortgage insurance. The federal government backs all VA loans and assumes risk on behalf of the borrower.
  • Competitive interest rates. Learn more about the specific interest rates in Florida by calling Chris Doering Mortgage.

How to Apply in Florida

If you think you may be eligible for a VA loan, call Chris Doering Mortgage, located in Gainesville, Florida. We are the home buying experts and can help you every step of the way when purchasing a new home.

To learn more about VA loans and how you can apply, contact us today!

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